Are you a sole contractor or have several staff within your organization, we have a plan to cover you. The coverages we offer are:
- Office contents
- Commercial umbrellas
- License and Permit bonds
- Tools, equipment and Vehicles
- Builder’s risk and Installation coverage
- Contractors liability and Workers compensation
- Other Additional Insureds for those who require a steady stream of certificate requests
It is required by state law for any business with employees to have Workers compensation including medical bills coverage, rehabilitation and wage compensation for injured workers.
It is falsely believe that health insurance covers work related injuries yet most exclude work related injuries and illness. The first question a doctor asks will be, “is this work related”. This is because scheduled payments for services is significantly higher for workers compensation claims than individual policies.
Contact us for a contractor’s insurance quote today.